What information do we collect?
We may collect information that you provide on applications, forms, surveys and other correspondence such as your name, email address, social security number and income. We may also collect information about your transactions with us or others. We receive information from consumer reporting agencies, credit references, employers and insurance agencies such as your credit history, credit worthiness and information that our we obtain to verify employment history or that insurance coverage is in force. We may collect information from cookies (see below) and other technology to track your website usage and to provide you with customized content, among other things.
How We Use Information
We and our trusted affiliates, independent contractors, and business partners may use personally identifiable information collected through the Website to contact Users regarding products and services, and otherwise to enhance Users’ experiences with us and such affiliates, independent contractors, and business partners. We may also use information collected through our Website for research regarding the effectiveness of the Website and the marketing, advertising and sales efforts of the company, its trusted affiliates, independent contractors and business partners.
Do we share any information we collects with outside parties?
Sharing of Information among affiliates
In addition to using affiliates to perform services, we may share your information among our affiliates.
Cookies are small pieces of data or text files that are stored by your web browser on your hard drive. Cookies allow a website to personalize your shopping experience and let the website know when the user has returned for example. Our cookies do not contain any personal information about you however and are only used to determine your browser and user preferences for our site, to help enhance your browsing experience. However, if you prefer, you can set your browser software to not accept cookies. You should still be able to use our site without cookies enabled, but you may lose a certain level of functionality
We seek to use within reasonable organizational, technical and administrative measures to protect Personal Information under our control. Unfortunately, no data transmission over the Internet or data storage system is guaranteed to be 100% secure. Please also be aware that we may use third-party cloud service providers that provide hosting, data storage and other services pursuant to standard terms and conditions that are generally non-negotiable; accordingly, although we seek to conduct reasonable due diligence on such service providers, we may be unable to impose contractual obligations on them with respect to the measures they use to protect Personal Information. We are not responsible for the data security measures of any third parties.
If you have reason to believe that your interaction with us is no longer secure (for example, if you feel that the security of any account you might have with us has been compromised), please immediately notify us of the problem by contacting us in accordance with the “CONTACTING US” section below.
Links to third party sites.
The Site may contain hyperlinks to other Web sites, including sites we may not own or operate. We do not monitor or control the information collection or privacy practices of any third parties, and are not responsible for their practices or the content of their Web sites, including their use of any information (such as IP address, browser type, or operating system) collected when visitors “click through” links to their sites or view advertisements served by them. We encourage you to become familiar with their privacy practices, and to contact such third parties if you have any questions about their respective privacy policies.
The Site is not intended for individuals under thirteen years of age. We do not permit use of the Site by anyone under the age of 13, and we do not knowingly, directly, or passively collect information from children under age 13. If you are under 13 years of age, you should stop using this Site.
How You Can Access or Correct Your Information
You can access all your personally identifiable information that we collect online and maintain by contacting our office by phone or e-mail listed below. We use this procedure to better safeguard your information. You can correct factual errors in your personally identifiable information by sending us a request that credibly shows error. To protect your privacy and security, we will also take reasonable steps to verify your identity before granting access or making corrections